Kickback: Confessions of a Mortgage Salesman
Product Description
Author Ted Janusz discloses the Top 10 Mistakes Mortgage Borrowers Make and dozens of real-world (even humorous) examples from his experience as a senior loan officer in which uneducated consumers cost themselves thousands of extra dollars. Spending an hour with this book, written in plain English with no legal jargon, can help you feel more confident before you meet with your loan officer, can save you thousands of dollars and can also help you avoid a possible foreclosure and years of regretProduct Details
- Amazon Sales Rank: #162104 in eBooks
- Published on: 2005-12-31
- Format: Kindle Book
Editorial Reviews
About the Author
Ted Janusz, experienced mortgage broker and creator of one of the most informative home-buying educational seminars in America, gives readers an eye-opening, behind-the-scenes look into the complex world of home mortgages and refinancing. Perfect for the first-time buyer or the seasoned real estate trader. Ted Janusz earned his BS in accounting from Slippery Rock University and MBA in marketing from the University of Pittsburgh. Armed with these credentials, he went on to become a senior loan officer with a regional mortgage bank. Ted now speaks and trains nationally through his own company, Janus Presentations LLC. A humorous, dynamic, down-to-earth and in-demand speaker, Ted is a member of the National Speakers Association and the International Speakers Network. He is also a featured contributor to Real World Career Development Strategies That Work, also from Insight Publishing.
Customer Reviews
Great book
I received this within a reasonable amount of time. I appreciated Ted's personalized note. Very classy.
Janusz's Essential Resource for Mortgage Buyers
Ted Janusz has written a great resource for those who rent or buy. It helped me understand the difference between Freddie Mac and Fannie Mae, why there's a separate closing agent at a sale, how to use the good faith estimate to compare to actual mortgage costs, and how to reduce costs with mortgages. I wish I had owned this book when I bought my home. I am buying multiple copies to give to friends and family.
An eye-opening look at why closing costs are so high
In the mortgage application process, we're disoriented by mountains of paper we're compelled to read and sign. Somewhere in the back of our minds, we probably know that most of it is meant to protect someone else--not us. Ted Janusz's book "Kickback" makes it easy to understand traps in the mortgage and home buying process, and shows us how industry insiders use hard-to-penetrate terminology to disguise extra compensation paid for by the borrower. Don't wait until you're asked to sign mortgage papers. This is an easy and quick read that you must put on your list as soon as you start house hunting. Knowledge is power--be informed!
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